Welcome to Altigro Benefits Services, Inc., where we recognize that you have many decisions to make and a limited amount of time to make them. Turn to Altigro as your benefits resource. We examine the whole picture, ensuring you get the best and latest insurance products for your money.

Altigro, a family-owned and operated business, has more than 40 years of experience serving business owners in the tri-state area who face many of the same challenges as you. We are here to create the right benefits package for you and/or your company at an affordable price. 

We begin with a full analysis of your benefits package, looking for ways in which we can provide you and your employees with enhanced coverage at the same price or lower.

Once we streamline and implement your cost-effective benefits, we provide you with professionally, worry-free service on an ongoing basis. While you focus your efforts on your business and family, we handle all facets of your benefit plan, from individual coverage to employee enrollment to acting on your behalf with the insurance companies.

 
Calculators

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Car Affordability

How much can you afford to pay for a car?

More Calculators →

Newsletters

Exchange-Traded Funds: In a Class by Themselves

In 2010, the combined assets of the nation's ETFs topped more than $800 billion. ETFs are unique investments that share some similarities with mutual funds but trade like stocks. ETFs have some appealing characteristics, including trading flexibility, potentially lower expense ratios, tax efficiency, and diversification.

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Protecting What May Be Your Most Valuable Asset

Statistics indicate 43% of 40-year-olds will suffer at least one long-term disability (lasting 90 days or longer) before age 65. Disability income insurance could help protect your most valuable asset: your ability to earn an income.

More Newsletters →