Welcome to Altigro Benefits Services, Inc., where we recognize that you have many decisions to make and a limited amount of time to make them. Turn to Altigro as your benefits resource. We examine the whole picture, ensuring you get the best and latest insurance products for your money.

Altigro, a family-owned and operated business, has more than 40 years of experience serving business owners in the tri-state area who face many of the same challenges as you. We are here to create the right benefits package for you and/or your company at an affordable price. 

We begin with a full analysis of your benefits package, looking for ways in which we can provide you and your employees with enhanced coverage at the same price or lower.

Once we streamline and implement your cost-effective benefits, we provide you with professionally, worry-free service on an ongoing basis. While you focus your efforts on your business and family, we handle all facets of your benefit plan, from individual coverage to employee enrollment to acting on your behalf with the insurance companies.

 

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

More Calculators →

Preparing to Turn the Corner

What happens to a multiple-owner business when one of them chooses to retire or must leave suddenly for some other reason? Death, disability, divorce, & bankruptcy are just a few of the events that can affect one owner and threaten the future of the business. This article discusses the reasons why it may make sense for a small business to have a buy-sell agreement in place.

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

Investing in the Future

Due to the fiscal struggles of state governments, in-state tuition and fees at public four-year colleges and universities rose dramatically for the 2011-12 school year. The cost of private institutions also continues to increase. This article presents information on the cost of a college education and how a 529 plan may be a helpful savings vehicle.

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